I'm guessing that you're here to discover some simple hacks that are going to save you some money... well, if that's the case, then you've come to the right place.
I learned some of the most amazing money-saving-tips through some pretty rough financial hardship. Real life knee-deep:
left holding a new-born on my own, with...
no financial support from any other human and
lost my job because of basically being a single-mum, thus
left jobless overnight while being:
trapped in extortionate private rent
struggling to find childcare that would fit around a job &
a job that would fit around childcare
with ridiculous interest rates to pay off of a credit card that I used for an emergency & couldn't even afford to pay
Yep, that kind of, life tipped up-side-down, real shit-show hardship. Man, it was rough! But I pulled through & no matter where you are - so can you!
But, as with all the adversity I've ever been through (I've had my fair share!) - I learned so much! And I want to share some of my valuable tips (that I still use today) with you. Try these out & keep a list of how much money you save over the course of the next year. You'll be (pleasantly) surprised. I promise.
Let's get to it...
Buy your clothes in the sale the season before
You don't have to downgrade form your favourite brands, or quality of clothing, but it's essential that you stick to what you usually buy to reap the benefits of this. Buying a season ahead can save you up to 80% on items that you would eventually buy anyway.
2. Keep a list of items that you ACTUALLY need & stick to it!
No impulse buying. If you are ever tempted by an item, refer to your 'Things I Need' list and ask yourself: Do I need this? Honestly? Chances are, you do not. But it's been advertised in a way that makes you think you do. This practise will help you to become a more mindful consumer. Something that will save you TONNES of money and valuable time that is just wasted on things we don't want, need, love, or even use!
3. Meal Plan: you know it makes sense!
Meal planning might seem like an effort now, but it can save you so much money & time in the long-term. The majority of cupboards I see on a weekly basis are full of products my clients don't even know they have. Meal planning keeps those cupboards organised, saves money & allows you to evaluate your household diet with honesty. New to meal planning? Check out my post here to get you planning like a pro in no time!
4. Keep an eye on food going out of date
Did you know... 1.9 million tonnes of food is wasted in the UK alone EACH YEAR?!
I have a simple remedy to reduce food waste in your household immediately. Get yourself a fridge-friendly basket. it doesn't have to be fancy & if you don't want to buy one, you can just reuse a plastic container that you already have. Label it "Eat Me" & get in the habit of doing a daily check in your fridge to see what's going out of date soon, put it in the basket and whenever you go to make something to eat, make sure you use up the items in the basket first. Simple, but oh-so-life-changing!
5. If you can't buy it outright- don't buy it!
Unless it's someone else's credit card & you don't have to pay it back ;)
Seriously, don't be tempted. Unless it's an emergency & I mean a serious emergency - don't buy anything on credit. it might seem painful to you now, but believe me, it is anything but painful when you commit to this practise and actually have money left over at the end of each month. Money that can be saved instead of being used to pay off crazy interest rates!
That's all for now, but stay tuned for more. And don't forget to give us a follow on Facebook Stay cool, safe & blessed!